Hammerschmidt, Stickradt & Associates



Filing a Chapter 7 or Chapter 13 bankruptcy helps you manage your outstanding debts by wiping out most–if not all–of it. In some instances, your financial obligation to repay your debt is removed in bankruptcy.

Hammerschmidt, Stickradt & Associates or HS&A, P.C. was founded in 2001 by Royal Oak bankruptcy attorneys Marguerite Hammerschmidt and Timothy Stickradt. Our Michigan bankruptcy law firm aims to help individuals and families manage their financial situations and get out of debt by filing Chapter 7 bankruptcy, Chapter 13 bankruptcy, or stopping creditor harassment. Our bankruptcy lawyers serve clients in Royal Oak, Wyandotte, and throughout Michigan. Marguerite and Timothy devoted the last 15 years to developing and implementing an outline for clients to resolve their bankruptcy issues burdens, eliminate the burdens of debt, and reduce the stress of going through the Michigan bankruptcy process. Consult our Royal Oak bankruptcy attorney today for a free consultation!

When you declare bankruptcy, you are essentially stopping your lending company from collecting your wages or demanding payments from you. If your utilities have been cut off as a consequence of outstanding bills, filing bankruptcy also helps restore the essential services that your Michigan family needs. 

Hammerschmidt, Stickradt & Associates is a Michigan Bankruptcy Attorneys. Our Michigan bankruptcy law firm aims to help individuals and families manage their financial situations and get out of debt by filing Chapter 7 bankruptcy, Chapter 13 bankruptcy, or stopping creditor harassment. Our bankruptcy lawyers serve clients in Royal Oak, Wyandotte, and throughout Michigan. Consult our Wyandotte bankruptcy attorney now at 734-822-8480.


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